ExpenseTrackr

Terms and Conditions

Last updated: April 8, 2025

These Terms and Conditions ("Terms") govern your relationship with ExpenseTrackr application (the "Service") operated by danestves, LLC ("us", "we", or "our").

Please read these Terms carefully before using our ExpenseTrackr application. Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the Service.

1. Account Creation and Management

1.1 Registration Requirements

When you create an account with us, you must:

  • Be at least 18 years old
  • Provide accurate, complete, and current information
  • Maintain and promptly update your account information
  • Accept responsibility for all activities under your account
  • Not create accounts through automated means or under false pretenses

1.2 Account Security

You are responsible for:

  1. Safeguarding your password and credentials
  2. All activities that occur under your account
  3. Implementing appropriate security practices
  4. Notifying us immediately of any unauthorized access

1.3 Account Types and Service Tiers

Account Types

  • Individual accounts for personal finance management
  • Team accounts for shared financial management
  • Admin accounts with enhanced workspace management capabilities

Service Tiers

  1. Free Tier

    • Basic features with usage limitations
    • Limited number of transactions per month
    • Basic reporting capabilities
    • Access to essential financial tools
    • Limited workspace members
    • Community support

  2. Premium Tier

    • Available via subscription or one-time payment
    • Full feature access
    • Unlimited transactions
    • Advanced reporting and analytics
    • Extended workspace member limits
    • Priority support

2. Workspaces

2.1 Workspace Creation and Management

When creating a workspace, you agree to:

  1. Provide accurate workspace information
  2. Maintain appropriate security measures
  3. Manage member access responsibly
  4. Comply with all applicable laws and regulations

2.2 Workspace Administrators

Workspace administrators must:

  • Manage member access and permissions appropriately
  • Ensure compliance with these Terms
  • Monitor workspace activity
  • Maintain security standards
  • Handle sensitive financial data responsibly

2.3 Workspace Member Responsibilities

Members must:

  • Respect confidentiality of shared financial information
  • Use workspace features appropriately
  • Not share access credentials
  • Report security concerns promptly

3. Financial Data

3.1 Data Accuracy

You are responsible for:

  • Accuracy of financial information entered
  • Proper categorization of transactions
  • Timely updates of financial records
  • Verifying imported data accuracy

3.2 Third-Party Financial Connections

When connecting external financial accounts:

  • You authorize us to access account information
  • You confirm you have the right to share such access
  • You understand we are not responsible for external data accuracy
  • You accept the risks of sharing access credentials

4. Payments and Billing

4.1 Payment Options

We offer:

  1. One-Time Payments

    • Permanent access to specific features
    • No recurring charges
    • Non-refundable
    • May require upgrade payments for major versions

  2. Subscriptions

    • Monthly or annual billing
    • Automatic renewals
    • Cancel anytime
    • No refunds for partial periods

  3. Free Tier

    • No payment required
    • Basic feature access
    • Usage limitations apply

4.2 Refund Policy

While we generally maintain a no-refund policy, we may consider refund requests in certain circumstances:

  1. How to Request a Refund

    • Email [email protected]
    • Include your account email address
    • Provide detailed reason for refund request
    • Include relevant transaction information

  2. Refund Consideration

    • Requests evaluated on a case-by-case basis
    • No guarantee of refund approval
    • Decision is at our sole discretion
    • Processing time may vary

  3. General Policy

    • All sales are generally considered final
    • Approved refunds processed to original payment method
    • Partial refunds may be offered in some cases
    • Service access may be terminated upon refund

  4. Non-Refundable Items

    • Processing fees
    • Transaction fees
    • Used premium features
    • Third-party service charges

5. Acceptable Use

5.1 Prohibited Activities

You agree not to:

  1. Use the Service for illegal purposes
  2. Share access credentials
  3. Attempt to bypass usage limitations
  4. Scrape or extract data
  5. Reverse engineer the Service
  6. Upload malicious code
  7. Interfere with other users
  8. Abuse support resources

5.2 Financial Activities

You must not use the Service for:

  • Money laundering
  • Tax evasion
  • Fraudulent activities
  • Unauthorized business operations
  • Violation of financial regulations

6. Intellectual Property

6.1 Our Rights

We retain all rights to:

  • Service code and functionality
  • Design and interface elements
  • Branding and trademarks
  • Documentation and content

6.2 Your Rights

You retain rights to:

  • Your financial data
  • Custom reports and exports
  • User-generated content
  • Custom categories and tags

7. Termination

7.1 Termination by Us

We may terminate your account:

  • For Terms violations
  • For suspected illegal activity
  • For extended inactivity
  • At our discretion
  • Without prior notice

7.2 Termination by You

You may terminate your account:

  • At any time
  • Through account settings
  • Without refund
  • With immediate effect

7.3 Effect of Termination

Upon termination:

  • Access ends immediately
  • Data is retained per Privacy Policy
  • No refunds issued
  • Legal obligations continue

8. Disclaimers and Limitations

8.1 Service Availability

  • Service provided "as is"
  • No guarantee of continuous availability
  • May contain errors or inaccuracies
  • Subject to changes without notice

8.2 Financial Advice Disclaimer

The Service:

  • Does not provide financial advice
  • Is not a substitute for professional guidance
  • Makes no investment recommendations
  • Offers no guarantees of financial outcomes

9. Indemnification

You agree to indemnify us against claims arising from:

  • Your use of the Service
  • Your content
  • Your violations of these Terms
  • Your interactions with other users

10. Changes to Terms

We may modify these Terms:

  • At any time
  • With notice through the Service
  • Effective immediately upon posting
  • Your continued use constitutes acceptance

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of your jurisdiction, without regard to its conflict of law provisions.

12. Contact Us

If you have any questions about these Terms, please contact us at [email protected].